Even more than other businesses, not-for-profit organizations have ever-increasing pressure to glean every possible value from every possible resource. Their insurance coverage must balance the broadest possible protection for all who are involved, against the most fiscally prudent options
The participation of volunteers is another defining characteristic of non-profits, often critical to the organization’s ability to function, but also requiring special attention in the creation of the insurance program.
FCA’s dedicated not-for-profit practice knows the particular challenges your group faces and will help you find the right balance in your solutions.
Directors & Officers Liability
The directors and officers who serve non-profit organizations volunteer not only their time and expertise, but also their personal financial security.
Abuse & Molestation Coverage
Many non-profit organizations provide services that involve direct interaction between their employees or volunteers and members of the public.
Municipal Facilities Users Program
Often individuals or small groups rent facilities from municipalities, private venues, malls or shopping centres but they do not have their own liability coverage to respond in case of an accident during their rental period.
Excess Workers Compensation