Many non-profit organizations provide services that involve direct interaction between their employees or volunteers and members of the public.
Any organization that delivers services for children should make certain they have ‘Abuse & Molestation’ liability coverage. It is common for policies to exclude losses, and the financial consequences are significant, especially to a non-profit entity, even when an abuse claim proves to be groundless.
FCA Insurance Brokers are aware of limitations and exclusions under a typical insurance program and understand the importance of protecting the suppliers of these very important services. We can also assist in developing procedures and protocols to address this exposure. We offer liability programs that do not exclude abuse and molestation coverage.